ICAA Services Inc, DBA International Council on Active Aging herein know as the ICAA makes no representations about the suitability of the materials presented, including, but not limited to, data and related information, page layouts, forms and files (collectively, the "material") for any purpose nor does ICAA assume any responsibility for errors or omissions in the material. The user assumes full and complete responsibility for the administration and use of the material (including forms and information) provided by ICAA. ICAA further does not warrant the accuracy completeness or correctness of the material. ICAA may make changes to the material, at any time, and in with sole discretion, and without notice. The material is not intended to replace professional advice and the user expressly assumes all risk for any decisions make in connection with, or based upon, the material. In no event will ICAA be liable to you or anyone else for any decision made or action taken by user or anyone else in reliance upon the material and information provided.

By the development and publication of the material and information contained herein, the ICAA and their predecessors, successors, and affiliates, and each of their past, present, and future officers, directors, stockholders, agents, representatives and employees do not assume or owe any duty, obligations and/or liability to third parties receiving any form of service or advice from the user, whether or not such service and advise is based upon or arises out of the material or information provided by ICAA. There are no third party beneficiaries (actual, intended or otherwise) of this Agreement and the duty, if any, owed to such third party remains with the user and service provider, not ICAA.

The user may not sell, lease, lend, rent or in any other way transfer any material granted under this Agreement. The usermay not disclose or provide any copies (whole or in part) of the material to anyone other than in connection with user's practice as a health care professional. All rights not expressly granted to the user remain in ICAA.

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IN NO EVENT SHALL ICAA BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, COSEQUENTIAL, OR ANY OTHER MONETARY DAMAGES, INCLUDING WITHOUT LIMITATION, FEES, FINES, PENALTIES, LOSS OF REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE OR LIABILITIES, WHICH MAY ARISE OUT OF OR RELATE TO THIS SERVICE AND/OR THE USE OF THE MATERIAL OR INFORMATION PROVIDED HEREIN. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE MATERIAL OR SERVICE PROVIDED IS TO DISCONTINUE ITS USE.