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Topic- Economics of aging
![Are parents or their children responsible for financial help?-2992 Are parents or their children responsible for financial help?-2992](/images/listing_research.jpg)
Are parents or their children responsible for financial help?
Reported last year in ICAA Research Review, (11[42] November 2011), Pew Research reported that households headed by an individual 65 years or older had a net worth of $170,494 (probably due to home equity) compared to a household headed by a person 35 years or younger, where the median net worth was $3,662 (2009).
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![Trillions in home equity for US older adults-2913 Trillions in home equity for US older adults-2913](/images/listing_research.jpg)
Trillions in home equity for US older adults
First, some terminology. Reverse mortgages are a type of loan available to people 62 years and older who have “significant” home equity.
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![Canada's $200 billion bill for health care-2900 Canada's $200 billion bill for health care-2900](/images/listing_research.jpg)
Canada's $200 billion bill for health care
In 2011, the total spending on health care was forecast to reach $200.5 billion, or approximately ...
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![Cognitive ability more important than age for economic projections-2895 Cognitive ability more important than age for economic projections-2895](/images/listing_research.jpg)
Cognitive ability more important than age for economic projections
Economists calculate the “burden” of aging populations in terms of the old age dependency ratio, which estimates the costs of health care and supportive services based on average life spans once a person becomes 65 years old and is assumed to no longer be working. The ratio is created by comparing the number of people 65+ to the number of younger people who are likely to be working.
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![Hit by the recession, older adults finances still better than younger age groups-2855 Hit by the recession, older adults finances still better than younger age groups-2855](/images/listing_research.jpg)
Hit by the recession, older adults finances still better than younger age groups
As the introduction to a report from the nonpartisan US Government Accountability Office states, the recession years of 2007-2009 were the most severe experienced in the US since the 1930s. How have the finances of older adults fared? Two reports paint a portrait of ups and downs based on short-term and long-term analyses.
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![Long-term care costs grow; dementia care is common-2832 Long-term care costs grow; dementia care is common-2832](/images/listing_research.jpg)
Long-term care costs grow; dementia care is common
An estimated 5.4 million Americans are living with Alzheimer’s disease, according to the Alzheimer’s Association, and most (5.2 million) of the people are 65 years and older. Given the prevalence of Alzheimer’s (and other dementias), it’s not surprising that a theme running through the recent release of MetLife’s annual survey of long-term care (LTC) is the provision of care for people with dementias and Alzheimer’s disease.
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